If you have a bank account, credit card, social security number or driver’s license, pay close attention: you’re at risk for identity theft.
Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.
The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced some form of identity theft.
The crime takes many forms. Identity thieves may rent an apartment, obtain a credit card, or establish a telephone account in your name. You may not find out about the theft until you review your credit report or a credit card statement and notice charges you didn’t make—or until you’re contacted by a debt collector.
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Identity theft is serious. While some identity theft victims can resolve their problems quickly, others spend hundreds of dollars and many days repairing damage to their good name and credit record. Some consumers victimized by identity theft may lose out on job opportunities, or be denied loans for education, housing or cars because of negative information on their credit reports. In rare cases, they may even be arrested for crimes they did not commit.
Farmers Insurance offers Identity Theft Protection in its Next Generation Homeowners Policy. Farmers Identity Shield provides you with the opportunity to proactively manage your identity through credit reports and credit and public records monitoring. Also, should you become a victim of identity theft, Farmers provides professional assistance in identity restoration 24 hours a day, seven days a week.
CLICK HERE to get a home quote with Identity Theft Protection.
